What documents do I need for a mortgage?

Lenders usually request proof of income (e.g. pay stubs, W-2s, tax returns), proof of assets (e.g. bank and investment statements), and identification. Self-employed borrowers often need additional tax and business documentation.

Exact requirements vary by lender and loan type. Your lender will provide a list after you apply. Having documents organized and ready can speed the process.

If you’re applying with multiple lenders to compare quotes, you may need to provide similar documents to each. Organizing your files and tracking which lenders you’ve applied with can reduce confusion.

A workspace that lets you track lenders and store documents can help you stay organized through the application and comparison process.