How to track mortgage application status

Each lender will have its own process: application submitted, documents received, underwriting, conditional approval, conditions cleared, clear to close. Staying in touch with your loan officer or portal helps you know where you stand.

If you’re applying with multiple lenders to compare offers, tracking each one’s status prevents mix-ups and missed follow-ups. Note which lenders have sent quotes, which you’ve locked with, and key dates (e.g. lock expiration).

A workspace that lets you track lenders and their status can help. You can record each lender, update status as you go, and enter quote details into a comparison view so you can see how they stack up.

Staying organized and comparing quotes as they arrive puts you in a position to lock and close with confidence.